My Mission

My purpose is to transform financial conversations from moments of embarrassment or overwhelm into empowering experiences filled with clarity and confidence. While reducing the stress and anxiety as we take a deeper dive into your ultimate financial goals.

Because every person’s journey is unique, I honor the fact that there is no one-size-fits-all approach. My mission is to apply the 80/20 rule to help guide clients toward meaningful and sustainable financial success. Together, we build a foundation that allows for empowerment and confidence for the future .

“When you teach a woman you teach a nation, when you teach the youth you teach generations.”

Our Financial Services

Empower your financial future with personalized strategies designed to help you manage, your finances. Each session is tailored to your goals — whether you’re building a budget, reducing debt, setting short term and long term financial goals.

Personal Finance Strategy

Goal-Based Planning

Debt Management

Financial Education

Our Book

Financial Cents: Making Sense out of your Cent$

Financial Cents is a mixture of the authors personal stories and practical challenges. The book will make you laugh and think at the same time. It belongs on everyone’s bookshelf and its an easy read and it redirects the financial stress into an accomplishable , sustainable perspective.

Get in touch

    Client Testimonials

    Hear from real people who have transformed their financial lives

    I would like to Thank Melanie for teaching the action in finance. I used to spend a lot of energy controlling my finances in my head or on random pieces of paper. Organized planned spending eases the frustration of always planning. I really was impressed with the budget program spread sheet. To know I am
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    Tiffany D
    Makes so much Sense when you get pass embarrassment of not handling business better and the fact that you are not making good use of the cents you have. This book was the blue print I needed to take that honest look at my finances ans how I had been throwing good money after bad.
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    Kimberly Johnson
    The Financial Cents spreadsheet has really changed how I look at my finances. I was due to get a newer car, but did not believe that my expenses would allow for such a purchase. Once I started filling in my take home salary and expenses, I could then see that I did have enough money
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    Sufana W.
    My credit score was in the dumps when I attended one of Melanie Hicks financial presentations. I knew this was someone I needed to meet with personally to get out of debt and grow my finances. She provided me with a budget to follow and a method to pay off my debt. Now my credit
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    DR. Iesha D